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Joined 9 days ago
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Cake day: May 17th, 2026

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  • Metro Toronto is a disappointment. It should be have been doubling its subway network every 20 years. Instead it shut down a line, added a few stations on another, and built LRT that’s slower than the bus it replaced.

    It needs express subway tracks, GO with 10 minutes headways, and transit oriented development able to house 10k people within a ten minute walk of every GO stop which means zoning for density,

    Pay for it by owning the land around stations like HK or Singapore and leasing it to developers for 40 story affordable apartments, increasing the gasoline tax, and putting tolls on the 401 and Gardiner.

    Toronto is a transportation nightmare. It’s time to adopt successful models from Asia to make transit fast, convenient, and cheap while making driving fast, convenient, and incredibly expensive. Fill in with protected bike lanes and the city will be liveable and affordable with great air quality






  • Private investment almost invariably has negative returns, and even ESG ETFs are sketchy as you note.

    As others have written, for positive returns, focus on capital investments in your own life. I have a solar subscription with a 10% IRR and recently replaced my pool pump with a variable speed one: $2,000 installed that saves $300/annum with an average lifespan of ten years for an 8.1% IRR.

    Go solar. Replace your gas heat with a heat pump. Install on demand or electric heat pump water heaters. Swap your gas car for an electic.

    Vote both at the ballot and with your wallet against MAGA policies.