Yeah sorry I agree with you. Entire point of the credit system is to let people like mortgage lenders know how trustworthy you are. All you really need for a good score is to simply pay things off on time. If you ignore the small things, how will you treat the big things?
Hot take - If you can’t pay for a damn video tape rental you can’t be trusted to pay your house loan.
Yeah sorry I agree with you. Entire point of the credit system is to let people like mortgage lenders know how trustworthy you are. All you really need for a good score is to simply pay things off on time. If you ignore the small things, how will you treat the big things?
the point of the credit system was to have a race blind way to be racist
This should have been one of those bubble markers covered in the big short