Deception is tricking people into paying or paying more for a service by lying. And I’m pretty sure a lawyer could say that that is lying UNLESS you never mentioned your last picks and how you have good choices. Just say I’m not giving my prediction for Super Bowl unless you pay $5

That is why I am as my username states: intentionally anonymous

Wapo claims that the email being from official chase means it’s not a scam but scammers can spoof emails.