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Joined 2 years ago
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Cake day: June 17th, 2023

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  • RDR2, TLoU p2, Silent Hill 2 remake, Detroit Become Human, Alone in the Dark, and if you have a PC that can run them in all their glory, I am currently enjoying star war outlaws, and AC shadows. I also think jedi:fa and survival are good story driven games, but wft do I know. Final shout out to Batman Arkham Series (Arkham Knight in particular for story), Days Gone, and Mad Max.








  • I get the feeling you are angry about more than just me and my comment. That said, in response to your first point; the tax from tourism contributes to local services. If you lose more tax revenue than you gain from the £1.25 pppd, you lose more money in total. Regarding you’re comment on my expectation of people lavishing my family hand and foot and hearing people switching to Welsh, I’m sorry but I can only respond with WHAT THE FUCK ARE YOU ON ABOUT? Your issues have nothing to do with me and I wish you the best of luck.


  • So a family of four going for 10 nights will have to pay £50 in tax. Isn’t the point to want to encourage people visiting? Doesn’t tourism generate income for the area? £1.25 per person per night, including children, may still not be much money but I would go somewhere else out of principle. If I went for 10 nights I’d likely spend ~£500 spending money and let’s assume another ~£500 in hotel costs. In actual fact it would likely be double all that. That’s £1000 to £2000 not being spent because I’d rather go somewhere else than pay £50 on top of that out of principle. This feels akin to when a shitty tech company decides they are doing really well but they could do better by just adding a fee for no reason, only for their customer base to tell them where to go. Didn’t Unity do something like that. Don’t think it worked out very well for them.


  • This really does seem like propaganda! Not much revealed here either. Says 60 people, earning at least 50m in 21/22, paid over 3bn in tax a year. It says at least 50m but if we take 50m x 60, that’s 3bn. They are obviously not paying 100% tax and are therefore earning way way more than 50m a year on average between them. What would be “revealing” is saying exactly how much they earnt and how much tax they paid so we can see the %. I bet it’s a significantly lower % than the UK average, which is why this story doesn’t “reveal” it.


  • I love how Hendy’s (the UK rail minister) wiki page has already been updated. He now has two controversial incidents…

    "In 2013, Peter Hendy, who was then the Commissioner of Transport for London, was accused of engaging in a nine-month extramarital affair with a call girl. She alleged that Hendy provided her with several Oyster cards loaded with £10 as gifts.[18]

    In 2024, Hendy faced significant criticism after a letter, released under a Freedom of Information request, revealed he pressured SYSTRA to dismiss an employee, rail engineer Gareth Dennis, for publicly voicing safety concerns regarding overcrowding at London’s Euston station"







  • Not sure how they would manage this.

    A landlord with a BTL interest only mortgage may be on a rate of ~2% today which in 18 months comes to term and they will need to remortgage on a rate of e.g ~4%. Their repayment will essentially double (that’s a simplification but fine for the example). They will also likely be required to show that the income of the property meets a certain % threshold of the repayment. They will therefore need to increase the rent. The tenent won’t be able to afford it, and it’s likely others won’t either. If you can’t afford to buy a house, you’re not going to be able to go from £1500 a month to £3k.

    The landlord won’t be able to remortgage so they will have to sell. When this hits the BTL market, we will have an increase in properties needing to be sold which will reduce prices and for some, a loss for the landlord or lender.

    The government needs to do something that will help first time buyers (owner occupiers) get a mortgage reducing the current dependancy on landlords, and banks need to do more to avoid the scenario I lay out here (reduce IO, reduce the number of properties someone can own via BTL etc).

    Stamp duty is an obvious one. I’ve paid tax on my income, why should I pay tax to buy my first home. Or even my 2nd home (I don’t mean having a 2nd home I mean the 2nd house I move to and live in as my sole property). Also, with property prices always rising (I realise that prices decrease as well but over time they will always be higher) stamp duty increases. In fact, I think the current plan is to reduce the thresholds in 2025 so this will make things even worse.

    Get rid of stamp duty below properties of e.g £5m.